Theft is a major contributor to business failure and is estimated to cost companies billions annually.  Those dollars frequently come right off the bottom line.  All firms are susceptible to loss through theft of Money, Securities, other property of intrinsic value as well as theft of information – intellectual property and trade secrets.

Ø Over 20 admitted markets available plus non-admitted capability
       as needed.

Ø Stand alone or combination programs - Follow form - annual or
       multi-year basis.

Ø No excluded or prohibited classes - No minimum size and no upper limit.

Ø Simple application process to obtain preliminary terms.

Ø Coverages available:

◊ Employee Dishonesty

     - First party (full and part time employees, temporary staff,
        leased employee’s)

     - Third party (client and customer property)

     - Agents and independent contractors

     - Partners and Members protection

◊ Robbery (on and off premise)

◊ Safe Burglary

◊ Forgery (outgoing instruments)

◊ Check Kiting

◊ Hacker protection

◊ Credit Insurance for Your Receivables

◊ Primary or Excess Coverage

◊ Discovery and Loss Sustained Forms

◊ Credit Insurance

◊ Kidnap Ransom/Extortion

◊ Worldwide Protection Upon Request